Loan Interest Rates
Rates listed are based on best credit worthiness and may vary based on terms and member's credit profile as determined by AFECU. Rates are subject to change without notice.
Effective Date: 4/1/08
Collateral |
APR |
| Personal / Co-Maker |
12.00% |
| Vehicles |
|
| New to 7 years old |
5.50% |
| Over 7 years old |
7.50% |
| Motorcycles / Recreational Vehicles |
|
| New to 7 years old |
7.50% |
| Over 7 years old |
9.50% |
| Household Equipment (< $3,000) |
14.00% |
| Home Improvement ($3,000 or more) |
9.00% |
| Unimproved Land |
1.50%
over Prime Rate |
| Sunshine Club members receive 0.25% discount on above rates. |
| Above rates are subject to a 0.75% - 6.00% risk based increase. |
|
| VISA Card |
9.90% |
| Home Equity Line of Credit |
Highest of 6.00% or Prime Rate |
| Home Equity Line is subject to a 1.00% - 3.00% risk based increase. |
| Share Secured |
Dividend +2.00% |
| Based on highest dividend being paid on the funds securing the loan. |
| Mortgages |
Contact us for current rates. |
Saving Interest Rates
Rates are subject to change without notice.
Effective Date: 1/29/10
Type |
APR |
APY |
| Savings (Regular, Holiday, IRA) |
0.50% |
0.51% |
| Sunshine Club Checking |
0.50% |
0.51% |
| Money Market |
|
|
| $2,500 - $25,000 |
1.00% |
1.01% |
| $25,001 - $50,000 |
1.25% |
1.26% |
| $50,001+ |
1.50% |
1.51% |
| Certificates of Deposit |
|
|
| 6 Months |
1.25% |
1.25% |
| 12 Months |
1.75% |
1.75% |
| 15 Months |
2.00% |
2.00% |
| 18 Months |
2.10% |
2.10% |
| 24 Months |
2.25% |
2.25% |
|
